Top Navan Alternatives & Competitors for 2026

Your company switched to Navan last year because leadership wanted better spend visibility. Six months later, you're still fighting the same problems: approval workflows that delay urgent bookings, a mobile app that crashes when you need it most, and policy controls so rigid you end up booking outside the system anyway. The platform that promised to simplify travel created new friction.

You need a platform that actually reduces friction instead of creating it. This comparison breaks down five alternatives to help you find the right fit for your booking volume, automation needs, and budget.

Detailed Reviews

Each platform takes a different approach to booking automation, pricing transparency, and disruption support. The reviews below cover what each does well and where users run into problems.

1) TravelPerk (now "Perk"): For high-volume bookers with cancellations

Why it stands out: TravelPerk's FlexiPerk policy guarantees at least an 80% refund on canceled trips for about a 10% upfront fee, covering flights, hotels, trains, and car rentals. You see exactly what you'll pay before you book. As of January 2026, their pricing starts at $0/month for the first 5 bookings (then 5% per booking), scaling to $99/month (Premium) or $299/month (Pro) with 3% booking fees. These figures change, so check their site. Verified users call it "intuitive to use to ensure travel is booked within budget" with approval workflows that connect to QuickBooks, Expensify, and Slack.

Good to know: App store reviews flag hotel pre-payment policies that take forever to process refunds for early checkout. Some users report limited flight availability on certain routes.

2) Otto the Agent: For hands-off booking

Why it stands out: Otto handles your travel booking through its iOS app, Android app, or website. No complex portals or entering the same preferences over and over. Tell Otto your travel dates and what you need, and you'll get 2-6 curated flight options. Otto watches your flights continuously and sends rebooking options when delays or cancellations happen. You confirm with a single tap instead of calling airlines or hunting through hundreds of alternatives. The AI learns what you prefer (window seats, airline loyalty programs, preferred departure times) and stores your loyalty numbers so they attach to every booking automatically. Otto makes money from airline and hotel commissions instead of charging you booking fees.

Good to know: Otto can't book Airbnb or vacation rentals, and hotel inventory stays limited in some markets compared to major platforms. Otto cuts out the manual searching, comparing, and rebooking while keeping your loyalty rewards intact.

3) TravelBank: For unified card and expense management

Why it stands out: TravelBank was built for emerging middle market businesses where traditional corporate card and expense solutions don't fit. The platform combines corporate card, travel booking, and expense tracking in one system. Verified reviews from a 10-15 person company show TravelBank killed their Excel-based expense tracking and paper receipts while giving them "one central booking agency for flights and hotels." The employee rewards program pushes people toward cost-effective booking decisions.

Good to know: You'll need to contact TravelBank for pricing since they don't publish tiers like TravelPerk. Industry analyst reviews show strong adoption in consulting agencies and law firms, though loyalty program integration details stay vague across all corporate travel platforms.

4) SAP Concur: For existing SAP infrastructure

Why it stands out: SAP Concur leads the US market in travel and expense management with recognition as a leader across all market segments based on nearly 6,000 customer reviews. The platform automates expense management and travel workflows with comparison data showing an 88% automation rating versus Spotnana's 79%. Users say the "interface is simple and works well on both desktop and mobile."

Good to know: SAP Concur takes months to set up and needs dedicated IT resources. Procurement data shows some enterprise implementations hit $6.65 million in total cost for large-scale deployments. That's a high-end outlier, not typical pricing. SAP Concur doesn't offer native corporate cards, so you'll need an external card provider.

5) Spotnana: For modern API architecture

Why it stands out: Spotnana's open API architecture pulls from multiple content sources including GDS, NDC airlines, low-cost carriers, and OTAs. The system integrates with corporate expense systems and HR platforms without legacy system baggage. Everything runs through cloud-native architecture.

Good to know: No public pricing anywhere. You'll need to talk to sales before you can even ballpark the cost. Limited customer validation for companies with 50-200 employees, and no clear answers on setup time or support models. Their specific AI features stay undocumented in any accessible sources.

Comparison at a Glance (as of January 2026)

Here's how each platform stacks up on pricing, automation, and limitations.

TravelPerk (Perk)

• Best for: Growing companies
• Starting Price: $0/month (5 bookings)
• Key Automation: FlexiPerk 80% refunds (~10% fee)
• Key Limitation: Hotel pre-payment policies

Otto the Agent

• Best for: Frequent travelers
• Starting Price: $0 (commission-based)
• Key Automation: Learns preferences, 24/7 monitoring
• Key Limitation: No Airbnb/vacation rentals

TravelBank

• Best for: Mid-market unified T&E
• Starting Price: Contact for pricing
• Key Automation: Rewards program incentives
• Key Limitation: Pricing transparency

SAP Concur

• Best for: Enterprise-bound companies
• Starting Price: Custom quotes
• Key Automation: 88% expense automation ratings
• Key Limitation: Months-long implementation

Spotnana

• Best for: Technical teams
• Starting Price: No public pricing
• Key Automation: Open API architecture
• Key Limitation: Limited SMB validation

Pricing and features verified January 2026. Check official websites for current details.

Make Your Switch from Navan

The platforms above solve different problems. TravelPerk handles cancellation flexibility. TravelBank unifies mid-market T&E. SAP Concur connects to enterprise infrastructure. Spotnana offers API flexibility.

But if your core frustration with Navan is the friction (approval workflows delaying urgent bookings, mobile apps crashing when you need them, rigid policies pushing you to book outside the system) Otto tackles it differently. Tell Otto what you need, get curated options that match your preferences, and confirm with a single tap. When flights get cancelled, Otto sends rebooking options instead of leaving you on hold with airlines.

No monthly fees, no per-booking charges. Just travel that works the way you already think about it.

Keep your loyalty rewards intact and skip the friction. Give Otto a try.